Baccarat
Punto Banco baccarat with the full third-card rule. Banker pays 0.95:1, Tie pays 8:1.
How to play
Baccarat (Punto Banco) is dealt from eight decks. Bet on Player, Banker or Tie, then two cards are dealt to each side. Face cards and tens count 0, an ace counts 1 and every other card counts its face value; only the last digit of the total matters, so 15 counts as 5.
A two-card total of 8 or 9 is a natural and both sides stand. Otherwise the Player draws on 0-5 and stands on 6-7. The Banker then draws or stands according to the fixed third-card rule, which depends on the Banker total and on the Player third card. The hand closest to 9 wins; there is no decision for the player to make.
Payouts
- Player wins: pays 1:1
- Banker wins: pays 0.95:1 (a 5% commission on the win)
- Tie: pays 8:1
- If the hand ties, Player and Banker bets are returned